Cancer, Heart Attack & Stroke insurance policies are designed to help you pay both medical and non-medical expenses so you can focus on getting well.
Provides benefits in a lump-sum payment upon diagnosis of cancer, heart attack or stroke.
to schedule an appointment call 800-788-5093
You receive a lump-sum payment to use any way you choose Replace lost incomeWith treatment, you may need to take time off from work. Or your spouse may use all of his or her time, traveling with you to appointments or out of town. With these policies, you may offset some of these.
Health insurance deductibles or copaymentsThere may be incidental costs associated with treating these covered conditions that your health insurance may not cover. Luckily, with Cancer, Heart Attack & Stroke insurance, you can use the funds to help.
Household expenses like mortgage payments, groceries and utilitiesDepending on your situation, finances can get tight with the diagnosis and treatment of one of these conditions. Lost income, medical bills and prescriptions, and other expenses can add up. Your policy benefits can be used to help cover your ongoing living expenses.
Travel to receive treatmentDisposable income or savings may not be able to pay for travel. With a Cancer, Heart Attack & Stroke policy, you may be able to use the funds to help get you where you need to be for treatment.
Covered ConditionsProvides benefits during the entire course of your treatment regimen.
Your coverage will become effective once we receive your first month’s premium and approve your application.
Talk to us, we're listening: 800-788-5093
This is a solicitation of insurance. You may be contacted by an insurance agent/producer.
Not all benefits and riders are available in all states.
Insurance is underwritten by Mutual of Omaha Insurance Company, 3300 Mutual of Omaha Plaza, Omaha, NE 68175. Policy Form CP1, CP2, CP4 (or state equivalent). In FL: CP1-24433, CP2-24434, CP4-24436, In ID: CP1-24341, CP2-24342, CP4-24344, in NC: CP1-24808, CP2-24809, CP4-24811, in OK: CP1-24310, CP2-24311, CP4-24313, in PA: CP1-24416, CP2-24417, CP4-24419, in TX: CP1-24286, CP2-24287, CP4-24289, in WA: CP1-24319, CP2-24320, CP4-24322. These policies have exclusions, limitations, reductions and terms under which the policy may be continued in force or discontinued. Benefits and rates may vary. For costs and further details of coverage, see your agent/producer or write to the company.
This is a limited health benefit policy.
EXCLUSIONS for CP1, CP2, CP4 (or state equivalent): We will not pay benefits for: loss that occurs while this policy is not in force; loss resulting from service in the armed forces or auxiliary units; loss caused by intentionally self-inflicted injury, while sane or insane; loss resulting from an insured person’s commission or attempted commission of a felony; loss sustained while engaging in an illegal occupation; loss sustained while participating in a riot or insurrection; loss resulting from an insured person being intoxicated (as determined and defined by the laws of the jurisdiction in which the loss or cause of loss occurred; for the purposes of this exclusion, the laws governing the operation of motor vehicles while intoxicated will apply); or loss resulting from an insured person being under the influence of any controlled substance (except for narcotics given on the advice of a physician).
Insurance is underwritten by Mutual of Omaha Insurance Company, 3300 Mutual of Omaha Plaza, Omaha, NE 68175. Policy Form: CL10, CHS10 (or state equivalent). In ID: CL10-23525, CHS10-22901, in NC: CL10-23439, CHS10-23484, in NM: CL10-23483, CHS10-23484, in OK: CL10-23773, CHS10-23576, in OR: CL10-23773, CHS10-23774, in PA: CL10-23559, In TX: CL10-23575, CHS10-23576, in VA: CL10-23517, Application MA5961-44, in WA: CL10-23503, CHS10-23530. Benefits and rates may vary. For costs and further details of coverage, see your agent/producer or write to the company.
THIS IS A CANCER ONLY, OR CANCER, HEART ATTACK & STROKE COVERAGE.
THIS IS A SUPPLEMENT TO HEALTH INSURANCE AND IS NOT A SUBSTITUTE FOR MAJOR MEDICAL COVERAGE. LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL PAYMENT OR TAXES.
TX: You have 30 days from the date of its delivery to review your policy. If during that time you are not satisfied with it, you can return your policy to us or your agent/producer. We will promptly refund all premiums you paid. Your policy will then be considered never to have been issued.
EXCLUSIONS & LIMITATIONS for CL10, CHS10 (or state equivalent): Your policy pays only for loss resulting from cancer, heart attack, stroke or other conditions or diseases directly caused or aggravated by their treatment.
Your policy does not cover injuries, or conditions or diseases unrelated to cancer, heart attack, or stroke. This does not pay benefits for cancer that was first diagnosed (in SD & TN, diagnosed) within 30 days of the date your insurance goes into effect nor does it pay for cancer first diagnosed while your policy was not in force. We will not pay benefits for any person for a diagnosis, or for expense beginning, while that person is not insured under your policy. (In PA, any cancer first diagnosed within the 30-day probationary period will be covered after two years per the Time Limits on Certain Defenses provision.)
“Cancer” means a sickness characterized by an abnormal proliferation of cells which grow in an uncontrolled manner, exhibit invasiveness, and tend to spread to other normal tissues. The cancer can be classified as carcinoma, malignant carcinoid, sarcoma, leukemia, myelodysplastic syndrome, lymphoma, or other malignant tumor. It can also include the malignant transformation of a previously benign tumor. It does not include pre-cancerous conditions such as leukoplakia, hyperplasia, polycythemia, benign moles, or similar lesions.
“Heart attack” (myocardial infarction), includes ST elevation, non-ST elevation, Q wave and non-Q wave presentations) means the death of a portion of the heart muscle, resulting from blockage of one or more coronary arteries. In order to be covered under this policy, the diagnosis of heart attack (myocardial infarction) must be based upon a clinical setting consistent with such diagnosis and either: (a) new electrocardiographic changes consistent with and supporting a clinical diagnosis of heart attack (myocardial infarction); or (b) a concurrent diagnostic elevation of cardiac biomarkers.
Strokes means a cerebrovascular accident or infarction (death) of brain tissue caused by hemorrhage, embolism, or thrombosis producing measurable, neurological deficit persisting for at least two days following the occurrence of the stroke. Stroke does not include Transient Ischemic Attack (TIA) or other cerebral vascular events.
Benefits are payable for confinement in any licensed and accredited hospital. Hospital benefits are not payable for confinement in a hospital or institution or a part of such hospital or institution which is licensed or used principally for the treatment or care of drug addicts or alcoholics, or as a continued or extended care facility, skilled nursing facility, assisted living facility, rehabilitation facility, convalescent home, or nursing home.
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